Credit Analyst - FinTech

Responsible for Credit Appraisal of the applicant entity.

- Preparation of Memos based on Financial Analysis, Industry and Trade reference, Economic Analysis and specific considerations

- Gathering information from relationship managers and conference calls with the applicant for performing credit analysis.

- Analyzing CRAM & CAD reports, Credit assessment report like internal & external checks (CIBIL, SOA, Dedupe and ECGC)

- Preparation of Sanction Letters, overdue and churning reports.

- Periodic review to identify creditability of existing clients to identify early warning signals to avoid NPA's.