Credit Analyst - Dealer Funding Business & Commercial Vehicles

POSITION: Credit Analyst (Dealer Funding business & Commercial Vehicles)

This position assists the Senior Manager Dealer funding business and Truck & Bus Finance with the assessment of Due Diligence reviews for group Brands and corporate credit applications provided by sales department with highest quality in line with the standards set internally as well as German HQ:

- This position has primary responsibility of conducting due diligence reviews to support Group Brands in their dealership network expansion. This will include business feasibility check, market check and credit worthiness check for appointment/ expansion of dealership network of group brands.

- This position has secondary responsibility of credit analysis for Dealer funding and Truck & Bus business. This will include credit worthiness check for offering inventory funding, working capital term loans, project loans, LAP etc. to our dealer partners and also to small fleet, large fleet, strategic and as well as captive financing.

- This position ensures appropriate and timely execution of credit decisions as per sanctioned reporting limits by presenting the credit application to the credit committee / decision authority and resolving all queries.

- This position ensures execution of all post sanction processes like communication of credit committee decisions, fulfillment of pre-conditions, follow-up of post conditions, completion of collaterals etc.

- This position ensures risk of dealer business loan is closely monitored and controlled at an acceptable level with special focus on intensified and problem loan management.

- This position also ensures appropriate communication with various stake holders for various credit risk related topics. Some of the stake holders, Local Senior Management, Local Departments, Brand partners, Dealers.