Job Purpose: - Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses. - To underwrite credit request for new customers and review current credit limits for existing customers. Key Responsibilities: - Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money. - Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. - Appraisal of the proposals from a lending perspective involving detailed analysis &amp; projections of Income Statement, Balance Sheet, Financial Ratios, Cash Flows along with evaluation of Management Risk, Industry Risk and Economic conditions. - Assisting with tracking of financial reporting requirements, covenant monitoring, maintaining credit files, spreading financial statements, preparing annual and quarterly reviews along with various credit approvals and screening memos. - Financial modelling skills for appraisal of the viability of a project as well as financial restructuring. - Updates on RBI reports and other relevant laws related to credit. - Reporting of various MIS. - To keep self and the team informed on the relevant regulatory, legal and compliance guidelines. - Work in partnership with Relationship teams on new and existing relationships. - Providing guidance on credit appetite and other pertinent information to relationship managers. - Proactively contribute to embedding agreed change management initiatives within Relationship teams in support of process improvement and policy development. Desired Skills/Competencies: - Thorough understanding of credit function. - Strong writing, Excel and presentation skills. - Highly reliable, flexible and self-reliant personality with good intercultural skills. - Team Player. - Excellent analytical and reporting skills. - Eye for details. Candidate Profile: Candidates should be Chartered Accountants or MBAs or MBA &amp; Engineering from premier business schools with approximately 5 - 7 years of relevant experience in a bank. Interested candidates meeting with the above requirement should send their resumes&nbsp; in word format only.

Mumbai

Credit Analyst - Corporate Banking 

Credit Analyst - Corporate Banking  ,Job Description for Credit Analyst - Corporate Banking  in Corporate Search & Placements Pvt. Ltd. in  Mumbai for (5-7) years of experience. Apply Now!

Job Description for Credit Analyst - Corporate Banking  in Corporate Search & Placements Pvt. Ltd. in  Mumbai for (5-7) years of experience. Apply Now!