Credit Analyst - BFSI

Credit Analyst

Responsibilities :

- Build and maintain a user-level valuations model to inform future product and marketing decisions and analyze drivers of profitability

- Monitor and update credit policy to optimize company risk, profitability, and growth targets

- Propose data-driven product changes to improve customer experience and company profitability. - Partner with product and engineering teams to implement your solution into production

- Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis

- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts

- Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability

- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis

- Support the marketing and product team with their data needs

Qualifications :

- 3-5+ years of relevant experience

- Fluency in SQL, R/Python or (similar statistical analysis tool)

- Previous experience in analytics and/or quantitative modelling, using large datasets

- Experience analyzing, visualizing, and communicating impactful insights to management, investors and/or auditors

- Strong strategic thinking and problem-solving skills

- Enthusiasm for working across cultures, functions, and time zones