Hiring for a well known bank!
1) Credit assessment :
- Tracking of covenants and management of exceptions / deviations
- Regular review of the case
- Inspections / Site visits Sector assessment
- Detailed Financial analysis including finalization of financial model
- Preparation of Credit Approval Memorandum and following internal approval processes
- Meet with all pre-disbursal and post disbursal compliance
2) Communication/PR of Bank's products :
- Undertakes brand communication initiatives for designated products
- Communicates product positioning messaging that differentiates Bank's products in the market
- Increase Bank's visibility in the finance circle / industry sector
3) Market Research :
- Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
- Sector tracking / management presentations
4) Credit Appraisal :
- Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
5) Documentation and Compliance :
- To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group
Shruthi Acharya
Skillventory
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