Credit Analysis Role - Financial Services

- The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements and preparing ratings report.

- The role provides subject matter expertise to the team and is responsible for handling complex reports

- Contributing to Research

- Analyzing financial statements, performance and trend analysis for assessing the credit worthiness of the company

- Independently handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings

- Preparing rating report by including profile of the rated company, key rating considerations, credit risk assessment, ratio analysis like proficiency, turnover & solvency, financial projection/modelling, operational & industry analysis

- Adhering to standard operating procedure & policies

- Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole

- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses

- Ensuring quality check of the work deliverables

- Assist senior analysts in areas related to credit evaluation and monitoring

- Providing guidance to peers

Qualifications : Preferably a CA, or an MBA with experience in large corporate analysis