Credenc - Manager - Credit Risk Management (3-8 yrs)
- Credenc is a startup at the confluence of education and finance technologies. We aim to disrupt the education loans industry by deploying technology to reduce inefficiencies in the lending process as well as by enabling financial institutions to process more and more education loans by helping them with alternate credit scoring models.
- Our fundamental belief is that providing access to finance for education is the most sustainable way of encouraging people to enhance their skills by investing in education and thereby increasing their employability. With the ever-increasing cost of education, there is an urgent requirement to solve the problem of access to finance for education. Our vision is to leverage technology to significantly increase education loan penetration in India.
We are looking for individuals with experience in Credit Risk Management. Key responsibilities would include :
- Credit Appraisal of loan cases
- Conducting personal discussion with borrowers
- Coordinating with operations team on documentation and process
- Maintaining relationship with the lending partner
- Work with data science team to help build data-driven underwriting models
An ideal candidate for this role should have :
- Work experience of 3-8 years in credit risk with a Bank / NBFC. Experience dealing with education loan asset class is preferable
- MBA/PGDM/CA / CFA / Actuaries certification
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