CRED - Business Finance Role

What is CRED:

- CRED is an exclusive community for India's most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.

- CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. A community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception.

- To build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.

- Here's a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? Answer: You get something close to what we have at CRED; CRED just has it better.

- Now about the role, as the first business finance professional in the company, you will have an opportunity to define and develop the business finance role within CRED. We view business finance as a core part of the business, developing strong partnerships and creating value through insightful analyses. If you view problems as treasures and enjoy diving deep in identifying root causes and developing long-term, scalable solutions, this is the role for you!

What will you do:

- Develop a clear understanding of key business drivers, analyze key financial metrics

- Identify and track appropriate performance measures and associated drivers partnering with finance/business

- Influence and drive business decisions/actions with appropriate analysis and comments.

- Proactive in reviewing financial information, identifying exceptions / inconsistencies, initiating action and follow-up for logical closure.

- Participate in revenue/burn forecast calls and highlight risk /opportunities with appropriate analysis.

- Ownership of expenses forecasts for the business group by using trend analysis / KPI reviews for better P&L management.

- Help in a simulation of projection s and corresponding expenses working including working out margin protection/improvement plans.

- Prepare financial information & analysis for business reviews/presentations with key highlights

- Tracking of sales performance(or burn) against set targets and provide periodic updates to business.

- Lead / Participate / Drive standardization & automation projects for process efficiency.

You should apply If you have:

- Graduate or Post-Graduate degree in finance with 5+ years of relevant experience

- Prior experience in relevant Industry or business-facing roles will be an added advantage

- Demonstrate strong communication and presentation skills and ability to work with peers and counterparts

- The candidate should be proactive, self-starter, strong Team Leader - role would require interaction with cross-functional teams.

How is life at CRED:

- Working at CRED would instantly make you realize one thing: you are working with the best talent around you. Not just in the role you occupy, but everywhere you go. Talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. At CRED people always have talent up their sleeves. With the right company, even conversations can be rejuvenating. At CRED, we guarantee a good company.

- Hard truths: pushing oneself comes with the role. And we realise pushing oneself is hard work. Which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance.

- To make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: There are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. There are no job designations because you will be expected to hold down roles that cannot be described in one word. Since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. A show of trust that speaks volumes because of the skin in the game.

- There are many more such eccentricities that make CRED what it is but that's for one to discover. If you feel at home reading this, get in touch.