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PAYMENTS - BUSINESS ANALYST

Role: Business Analyst

Domain: Payments - Banking & Financial

Experience: 8 Years - 12 Years

Work Location: Chennai

Educational Qualification: MBA / B.Tech / Any Post-Graduation

Job Description:

- Work with the business users and capture business requirements accurately.

- Ensure the business requirements, and proposed solutions, achieve the customers goals

- End-to-end understanding of the Payments lifecycle from Front to Mid to Back-office processing

- Deep understanding/experience of Payments Clearing & Settlement mechanisms

- Mandatory experience in Payment message types such as MT / MX, ISO20022, and proprietary

messages

- Experience working across geo-specific Payment types such as FedWire, CHIPS, BACS, Faster payments, SEPA

- Understanding of Payment concepts such as UPI, Payment Aggregator, Payment Gateway, NACH,

Aadhaar-enabled Payments System, etc

- Basic SQL knowledge to query databases and familiarity with Oracle DB concepts

- End-to-end working knowledge in Transaction Banking / Channels areas

- Deep understanding/experience of Payments Clearing & Settlement mechanisms

- Experience in executing engagements in Liquidity, FX Processing & Cash Management

- Experienced in all phases of the Project Development Life Cycle: Business Analysis, and GAP analysis.

- Portfolio Performance Management and Project Finance Management across Analysis, Design, Build, Testing and Delivery

- Facilitate Requirement discussion with business owners and technical developers, gather documents, and manage requirements.

- Proficient in creating Requirement documentation and elicitation from varied geographical teams and banks (BRDs/FRDs)

- Agile experience - EPIC/User story writing vis tools such as JIRA, Confluence

- Participate in client engagement (pursuits, projects, discussions) and own the solution- from a domain/business point of view.

- Excellent stakeholder management, clear communication, and timely reporting

Were looking for people who:

- Would be excited to work in a small team that collaborates, shares knowledge, and empowers each other to succeed.

- Has strong experience in the BFSI sector with expertise in the payments domain.

- Self-starter with a passion for independent, creative problem-solving, strong ownership, high

commitment, and strong business judgment. has an 'I'm happy to pitch in and help' approach.

Employee Status : Full Time Employee

Shift : Day Job

Travel : No

About Cognizant:

Cognizant (Nasdaq-100: CTSH) is one of the world's leading professional services companies, transforming clients' business, operating and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant is ranked 185 on the Fortune 500 and is consistently listed among the most admired companies in the world.

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