Cluster Credit Manager - Loan Against Property - NBFC

Company : NBFC

Position : Cluster Credit Manager

Product : Loan Against Property/ LAP

Base Location : Chennai

Grade : Senior Manager

Are Responsible for : Tamil Nadu

Required : Candidates currently working in LAP Credit is must. Prior experience is not preferred.

Key Responsibilities :

- Managing overall credit and risk functions for the region assigned to him.

- Responsible for processing and underwriting of LAP deals as per credit policy.

- Maintaining defined TATs for approval.

- To facilitate business team achieve monthly/annual business targets.

- To ensure adherence to credit policy and defined processes, TAT management, PD management, CAM quality and Fraud Risk Management.

- To maintain the portfolio Quality.

- Responsible for collections, delinquency and NCL management.

- Responsible for PDD monitoring and collateral management.

- Coordination with Operations team for disbursal and PDD process.

CTC : Max 17 lacs