Chief Risk Officer - FinTech

- Responsible for designing and building the risk and underwriting framework

- Designing policy frameworks for various risks - Enterprise Risk, Operational Risk, Credit Risk, Regulatory compliances.

- Responsible for portfolio quality, credit processes, approval, stress testing, and risk strategies of the portfolio managed

- Responsible for establishing proper risk governance

- Working closely with the data team to build models for automated and row risk lending

- Responsible for multi-product credit policy, underwriting, and collections decisions

- Coordination with Technology and Operations on the development and delivery of suitable systems to support risk responsibilities

- Establishing robust monitoring mechanism such as Early Warning Signals, Real time monitoring, Risk Containment unit, etc. for all credit products

- Monitoring of policies, procedures and standards and their modification whenever required

- Designing strategies and experiments on opening new markets/segments

- Responsible for the attainment of lending objectives and the overall direction and operations of the lending vertical, including administering all loans and driving portfolio quality

- Oversee and provide active management of the company's credit analysis/underwriting function- Ensure credit expansion happens while maintaining asset quality

- Ensure timely and accurate reporting of information to the relevant stakeholders (which includes Top Management, Regulators, Rating Agencies)