Chief Risk Officer - Agri Financing Firm

Chief Risk Officer - Agri Financing Company - Delhi

- The candidate should be able to identify risks at a portfolio level. Understanding of operational risk as it pertains to the lending process including commodity or asset price discovery mechanisms are required.

- Understanding of commodity funding either Agri or non agri commodity (metals , chemicals etc. ) would be an added advantage.

Job Description & Responsibilities :

Essential requirements :

- Can be a CA or an MBA (Finance)

- Credit underwriting and operations

- Portfolio analytics and review

- Managing the risk policy

- Preparing risk policies for various products across the group

- Data management for various stakeholders of the company

- Managing transactional approvals

- Product approvals

- Process changes for improving efficiency

Brief Job Role/KRA :

- Provide support to Relationship Management Team in terms of timely processing the case for sanction and disbursement,

- Ensuring overall client servicing for Portfolio growth, timely Renewals and help team to ensure maintaining a healthy portfolio

- Pre-sanction checks as per Company Credit Policy

- Ensuring Completion of Documentation as per Pre-Sanction Checklist

- Preparation of Credit Approval Memo in a consistent, concise and lucid manner

- Ensuring Completion of Documentation as per Pre-Sanction Checklist

- Initiating Fraud Checks for the case

- Customer Visits/Site Visits

- Initiating FI checks with empaneled agency

- Highlighting any early warning signs of the portfolio

- MIS & Miscellaneous Credit Audits