Chief Manager - Credit Risk Management - BFS

Job Responsibilities :

- Devising and review of various policies

- Review rating outlook of High value accounts quarterly.

- Maintaining centralized repository of Rating Database.

- Analyzing internal rating movement on a quarterly basis.

- Review the External rating of our borrowers on a quarterly basis.

- Follow up the Rating Watch accounts

- Calculate the Additional provision on standard assets under stressed sectors on a quarterly basis.

- Conduct sector wise and industry wise portfolio analysis to take appropriate action.

- Portfolio review of Retail Term Loans.

- Arriving Expected Credit Loss as per IFRS norms

Key Performance Areas :

- Reducing rating watch account to minimum.

- Completion of rating files within the time frame.

- Computation of Expected Credit Loss

- Review of various Risk Policies

- Conduct Industry / Sector Studies

- Review/ Development of Rating Models

- Ensure RMC is conducted

- Data submission to regulators

- Should be from Banking/NBFC background.

Ideal candidates fall at a salary bracket of 12-15 LPA