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23/06 Kevin
Executive Director - Financial Services at ABC Consultants

Views:1241 Applications:187 Rec. Actions:Recruiter Actions:86

Chief Credit Officer - Bank/NBFC (18-23 yrs)

Chennai/Bangalore/Pune Job Code: 1114957

Job Purpose:

This role is responsible for measuring and managing the overall credit risk involving with the company. Also oversees the company's credit & collections policies, procedures and processes ensuring all risks are addressed appropriately through evaluation and developing required risk framework

Key Responsibilities:

- Direct responsibility for the credit quality and risk performance of the company and the business units

- Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit in order to improve asset quality on continuous basis

- Serves as a member of Asset Liability Committee and acts a liaison between the Asset Liability Committee and the lending units with respect to Credit Policy monitoring

- Develops, recommends and monitors credit policies and procedures, assuring regulatory compliance

- Sets overall risk appetite in partnership with management and the business lines to develop a coordinated and cohesive risk taking strategy

- Oversee the implementation and management of the Credit Scoring model

- Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders

- Lead enhancements to the Credit Measurement Framework; which include rating models (PD) and LGD measurement jointly with chief Risk officer

- Recommend modifications that reflect developing risks, economic conditions and projections, and the competitive environment

- Monitor economic performance across all credit decisions and partner with our business and risk team to identify improvement opportunities

Qualifications: CA / MBA / post graduate in management/finance

Experience : 18+ years' experience in banking / financial sector with expertise in credit delivery/ underwriting, policy, risk of Corporate, SME, Retail & Consumer finance.

Functional Competencies:

- Should have thorough knowledge in various facets of Credit administration including processing of proposals, credit analysis, restructuring, syndication etc

- Strong understanding of operational, legal and credit risk across the full range of industries

- Strong project appraisal skills and ability to translate desired business concepts to actual processes for implementation

- Thorough understanding about the laws of the land and RBI/other regulator 's prudential norms for Banks/NBFC

Only Candidates willing to relocate to or currently based at Chennai need apply

Women-friendly workplace:

Maternity and Paternity Benefits

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