We are looking for an individual to manage loan operations processes which include processing approved loans, servicing, accounting, reporting, and client management. The ideal candidate would have 4-6 years- experience of working in the lending operations department of an NBFC or bank - having managed post-approval loan disbursal processes which include timely processing of disbursal requests, creation of repayment and fee schedules, record-keeping in loan management systems, collections, generation of timely and accurate reports. Duties and Responsibilities : - Process day-to-day transactions of credit disbursement and/or repayment and/or settlements and fees with respect to term loans and working capital facilities. - Process day to day transactions and periodic reporting for Co lending facilities with the partner organizations - Establish payable amounts, create a repayment schedule. Calculate demand and revised repayment schedules in cases of overdue, prepayments and foreclosures. - Ensure timely collections and follow-ups. Assist in recovery processes and conversations with clients. - On a timely basis, resolve customer requests, queries and complaints, Resolve issues relating to disbursement and/or repayment or related activities. Establish and maintain professional business relationships with the portfolio companies - Coordinate with all stakeholders (internal and external) and ensure smooth disbursements and collections. - Input and maintain credit limits and credit information within loan management systems. - Prepare and present E-mandates, returns, reconciliation etc. - Conduct of proper regulatory checks (CIBIL, RBI and other caution lists, World-Check etc.) - Understand and maintain records of security provided for loans in the loan management systems. - Generate statement/advice and any other transaction statement or certificate as per customer request or as per internal or statutory compliance requirement. - Generate routine activity and portfolio reports. - Keep track of maturities related to all types of loans. - From time to time, process all types of the purchase order, invoice, bill financing, Lease financing, export bill validation requests based on internal policies. Processing of both pre and post-shipment financing Abilities : - Superior attention to detail with the ability to calculate figures and amounts on loan transactions and creating reports without errors. - Ability to set expectations with clients and internal stakeholders - Adept at taking quick decisions by reviewing real-time situations - Strong people management and client relationship management skills - Highly team-oriented and results-driven - Clear communication skills written &amp; spoken - Knowledge of Loan Management Systems and banking processes. Qualifications that are necessary for someone to be considered for the position : Experience : A minimum of 4-6 years of experience in NBFC/banking operations, handling end to end loan operations Education : B.Com. PG in Finance (preferred). Specialized knowledge /Skills : Banking/NBFC loan operations, loan management systems, repayment schedules and loan-related calculations. Technical knowledge : Tally ERP 9, Microsoft Excel. Professional Certification : Tally

Hyderabad

Caspian Impact Investments - Associate - Loan Operations  

Caspian Impact Investments - Associate - Loan Operations   ,Job Description for Caspian Impact Investments - Associate - Loan Operations   in Caspian Impact Investment Adviser Private Limited in  Hyderabad for (4-6) years of experience. Apply Now!

Job Description for Caspian Impact Investments - Associate - Loan Operations   in Caspian Impact Investment Adviser Private Limited in  Hyderabad for (4-6) years of experience. Apply Now!