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Cashkumar - Senior Associate - Credit (2-4 yrs)
- Undertake credit analysis of potential borrowers (Personal loan applications) doing credit checks (CIBIL/Experian/CRIF), financial analysis (PERFIOS), house verification and other tools/factors
- Ensure uniformity and standardization in the loan approval process according to policy
- Create a strong book for Cashkumar with low delinquency through a robust approval process
- Liaise with borrowers and interrogate them to take valid decisions
- Resolve any escalations, report regularly as per company requirements and give recommendations on improving credit algorithm
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