CashFlo - Growth Associate

Introduction :

Cashflo, true to its name, is on a mission to unlock $100+ billion of trapped working capital in the economy by creating India's largest marketplace for invoice discounting to solve the day-to-day cashflow problems faced by businesses. Founded by ex-BCG and ISB / IIM alumni, and backed by Elevation Capital (previously known as SAIF Partners), Cashflo helps democratize access to credit in a fair and transparent manner. Awarded Supply Chain Finance solution of the year in 2019 and 2020, Cashflo creates a win-win ecosystem for Buyers, suppliers and financiers through its unique platform model. Cashflo shares its parentage with HCS Ltd., a 25 year old, highly reputed financial services company has raised over Rs. 15,000 Crores in the market till date, for over 200 corporate clients.

Our leadership team consists of ex-BCG, ISB / IIM alumni with a team of industry veterans serving as the advisory board. We bring to the table deep insights in the SME lending space, based on 100+ years of combined experience in Financial Services. We are a team of passionate problem solvers and big thinkers and are looking for like-minded people to join our team.

We are looking for someone who loves a challenge, is ambitious, super tenacious and persistent. S/he is a self-starter, thrives in a dynamic, small start-up environment, has a knack for understanding customer needs, and loves to get sh- t done! If you check these boxes - we want to talk to you!

The opportunity :

- Solve a complex $300+ billion problem at the cutting edge of Fintech innovation, and make a tangible difference to the small business landscape in India

- Join a high performance, dynamic and collaborative work environment that throws new challenges on a daily basis

- Be part of the early founding team and be directly responsible for driving the company's success

Key Role and Responsibilities :

- Work closely with the Founder/CEO and VP-Strategy to define and build the Cashflo platform

- Identify customer problems, latent needs & devise strategic roadmap

- Collaborate with Sales and Customer Success to understand and eliminate obstacles to adoption and usage

- Work with Marketing to bring new features to life on various communication touch points

- Collaborate with team to arrive at the detailed solutions to problems

- Execute - Own multiple strategic initiatives for one or more parts of the platform

- Work with product team to plan launch scope

- Absorb the cutting edge innovations in this space and adapt (when relevant) to our use cases

Skills/ Qualities Required :

- Strong problem solving - Structured thinking, data-driven analysis and strong ability to synthesize findings

- Strong communication (written & verbal) and interpersonal skills

- Attention to detail - great solutions are all about the details

- Passion for getting the job done - A combination of grit, hustle and problem-solving skills to deliver results on time

Nice to haves :

- Prior exposure to Fintech landscape and understanding of trends in financial services

Key details :

- Role: Growth Associate

- Location: Mumbai

- Compensation: Negotiable based on candidate profile (structured as Fixed + Variable, ESOPs to be considered on a case to case basis)

- Date of Joining: ASAP

More about us :

Targeting a $300+ Billion SME lending market that's currently operating in a highly-traditional manner, we- re on a mission to solve one of the biggest pain points of businesses in India and globally - that of access to short term credit. Lack of access to timely credit is one of the biggest reasons companies go bankrupt or are unable to grow. On the other hand, availability of timely credit has a cascading impact on any country's GDP.

We are solving this problem by creating a first-of-its-kind private exchange for businesses to get access to capital on-demand at their finger-tips, to ensure that they don- t have to go chasing customers or banks for working capital. We are on the path to disburse Rs. 50,000 Crores of capital by 2025. While there are several start-ups in the larger SME lending space - few are solving the problem at a scale or in a manner that we are looking to solve.