Responsibilities: - Design, analyze, monitor credit risk strategies for different loan products such as supply chain, SME loans, Healthcare sector, business loan etc.

- Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL

- Collaborate across other risk functions (example - technology, product, etc.) to implement the analytical decisions

- Design strategies to analyze supply chain, banking, financials etc.

- Develop, maintain and improve risk policies, strategies, processes and procedures

- Utilize application, bank and bureau information to derive business insights - KPI generation, tracking of risk and delinquency metrics for portfolios

- Revamp pricing strategy changes and launch A/B test to monitor impact and performance of the change

Requirements : - Knowledge of and certifications in programming, SAS/SQL/Python

- Knowledge of best practices in coding, data manipulation and creating re-usable artifacts

- Knowledge of Banking / Financial Services Industry with preference in lending space (Supply Chain, Business loan etc.)

- Ability to create recommendations and insights from data for developing risk strategy

- Experience with creating and utilizing credit risk data using internal and third party data (Experian, FICO, etc.)

- Ability to design the right KPIs for measuring strategy success

- Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria

- Ability to communicate and present the results to business stakeholders

About us:

- We are an early-stage Fintech aiming to be a one stop financing solution for the healthcare sector in India

Well Funded, have raised seed funding from Marquee angel investors

- Leverage our tech platform & alt data sources to build robust decisioning platforms to provide working capital solutions for small healthcare setups in Bharat

- Our propriety tech stack will enable us to reach and finance surgeries and procedures across Bharat focusing on those who do not have health insurance

- We are just starting, come be a part of the founding team .

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