Job Description :
- Designing offers for customers by evaluating their credit worthiness - using proprietary risk scorecards, customer transaction data and external data sources
- Design experiments to create champion v/s challenger segments- as per different customer segments
- Management of programs/products best suited for different customer segments
- Manage customer level exposure
- Implement risk management strategies while also driving business growth
- Manage portfolio performance and risk regularly
- Design sales team incentive strategies/ scorecards to ensure business growth and performance
- Create reports and dashboards on portfolio performance for consumption of senior leadership team
Job Profile :
- 5+ years of experience in analytics domain( Retail lending experience is mandatory).
- Prior experience of working in credit risk , and cross- sell analytics profile desired of working with Pre-approved database programs.
- 2+ years of experience in analytics. Working knowledge of analytical software like SAS/SQL/Python required.
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