Branch Credit Manager - Home Loan/Loan Against Property - Bank

Branch Credit Manager

Products - HL/LAP

Location - Ratlam

CTC - 6LPA

Roles & Responsibilities:

- All Processing of Login, Sanction to Disbursement for HL and LAP Products.

- Conducting physical verification and Personal Discussion with customers to analyze and assess the credit worthiness.

- Analyze income and credibility of customer.

- Decision cases within TAT

- Recommending Cases to Underwriter.

- Arranging Verification. Legal & Technical reports through third party agencies.

- Checking Disbursement Dockets through checker maker process

- Accessing Income of SENP profile customers having No Income Proof

- To maintain Quality Portfolio.

- Develop and maintain enhanced competencies in credit management at all levels through a combination of Training initiatives and dissemination of best practices.