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10/07 Mehul Nath Jindal
CEO & Co-Founder at BharatX

Views:1124 Applications:222 Rec. Actions:Recruiter Actions:219

BharatX - Risk Operations Role (1-4 yrs)

Bangalore Job Code: 948770


BharatX is a FinTech Startup funded by Industry Veterans, Marquee Angels and Industry Veterans trying to change how the 110 Million Indian Middle-Class families consume credit. We enable large consumer-facing apps to provide Credit-as-a-Feature to their customers via a simple integration. Imagine offering Postpaid on Uber, Pay after Trial on Lenskart, Khata on BigBasket etc.

Who we are:

A team of young, ambitious, and bold people who are working tirelessly to change India, and at the same time, love to have fun! If you get selected, expect some unplanned treats, outings, and some great moments.

What you will contribute to:

You will be responsible for the Most Important Business Metric of the Organisation - NPA. You shall drive projects and processes which impact Recollections and Risk Assessment that impact our bottom line in a direct manner using your Street-Smart skills and Tech Savviness.

As the person responsible for Risk Operations, you would be directly working on one or more of:

- Handle & Streamline Customer Communications via Multiple Channels

- Automating Customer Engagement Programs.

- Customer Happiness & Support Requirements.

- Managing the Dedicated Calling Ops Team for Collections.

- Building & implementing tech savvy processes to optimise collections & cost

- Innovating in new Avenues to Solve Risk

What you will learn:

How to get stuff done! You will solve real-world challenges that no experience or training can help you. Only your grit and passion for solving the problem will help you figure out how to deal with them. While you will get exposure to many things like Human Behaviour, Data Analytics, Driving Campaigns, Risk Assessment, Customer Interaction and so on, you will learn how to Assess Risk for the Middle Class India and optimise Recollections.

What we look for:

At BharatX we firmly oppose Hard Collections, so if you are someone who thinks you can solve collections for the Indian Middle Class, without making it a bad experience for them, then this is for you! We need people who are quick learners and bold enough to suggest crazy ideas. We really like people who:

- Love to go through the Zero to One Ride in a Startup!

- Is someone who knows how to Use Tech as a tool to Optimise Operations

- Is Street Smart!

- Has Previous Experience (1-3 years) in Risk Operations

- Preferably has Previous Startup Experience

- Some Tech Skills in Python/R/SQL/Excel

- Great Communication Skills & has Empathy.

- Knows how to use Data to their Advantage!

We also encourage you to apply even if you took a break from professional life for whatever reasons. For us, the people and their skill matter more than their resumes.


You don't get coworkers/bosses at BharatX, you get friends! If you are looking for an environment where smart people work around you who help you achieve your goals without any corporate bureaucracy, encourage you to make mistakes and get complete ownership of your work, then this is the place for you! Here are some side perks that come with this job:

- Be a part of our 0 to 1 ride!

- The best-in-class ESOP Structure.

- 10-18 LPA Cash Salary

- Insurance for your entire family.

- Choose your own device (and keep it if you stay >24 months).

- Unlimited paid time off with no questions asked.

- COVID Budget for setting up anything you need to work remotely until we shift offline.

- Encouragement to take time for your mental health and personal life.

- Maternity and Paternity Leave.

- A tight-knit and brutally honest team with no politics or hierarchy :D

Women-friendly workplace:

Maternity and Paternity Benefits

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