BharatPe - Lead Risk Role - Consumer Lending

Job Description :

- Own product portfolios for Acquisition Risk, Portfolio Risk, and Loss management

- Build and enhance risk strategies using traditional and non-traditional approaches and data

- Work with Business/Product/Tech teams to set up and monitor new products/ use cases and refinement of existing policies/processes to improve business opportunity while controlling portfolio quality

- Ongoing data analysis to create actionable insights for controlling risk and identifying opportunities

- Lead risk modeling, Scorecard builds, and Loss forecasting

- Post Graduate Degree in Engineering/Economics/Statistics/Management

- 8+ years of Risk Policy and Portfolio Management experience in Financial Services/Fintech preferably in Credit Card / Personal Loan

Functional Competencies :

- Hands-on experience in defining credit policies, managing portfolio and risk modeling

- Adept in quantitative analysis, data mining, trend analysis, and customer profiling within large data eco-system

- Experience in launching new products and risk strategies from grounds up

Behavioral Competencies :

- Problem solving and analytical thinking

- Excellent stakeholder management, verbal and written communications

- Ability and desire to work in a highly engaging and changing environment