Job Summary: The Zonal Head is responsible for day-to-day operations, implementation of strategy and expansion of Retail Business in its respective zone along with managing teams of Senior Territory managers, Territory Managers, Cluster managers & Branch managers and must have experience in handling a region. Responsibilities: Business Expansion: - He/she will be responsible to achieve sales targets by successfully managing the reporting team. - He will be responsible for identification of potential markets and will ensure set up of branch network to drive Retail Business Loan/SME Loan and cross-sell of other financial products. - Design and implement a strategic business plan to expand customer's base and ensure its strong presence in the assigned location Portfolio Quality: - Should ensure Portfolio quality with robust collection mechanism and delinquency management strategy. - Ensure on-time collection of loan and recurring deposit installments, primarily using standing instructions from customers. Monitoring & Internal Audit Compliance: - Ensure adherence to policies and processes, correct procedural flaws and appropriately address any possibility of fraud. - Ensure proper documentation and ensure compliance with internal audit recommendation. Reporting & Analysis: - Ensure proper and correct reporting to the management. - Competition bench-marking w.r.t products offered and changing market dynamics People Management: - Complete ownership of recruiting, training, KPIs setting and performance monitoring of Reporting Team. - Manage and groom its team for future roles. - Ensure fair and consistent HR practices at levels in assigned Zone. Experience & Skills: - 14+ years experience in handling Assets (Loans) with NBFC, MFI or Bank.

Kolkata

Bharat Financial Inclusion - Zonal Business Head - Retail Business & MSME Loans - East 

Bharat Financial Inclusion - Zonal Business Head - Retail Business & MSME Loans - East  ,Job Description for Bharat Financial Inclusion - Zonal Business Head - Retail Business & MSME Loans - East  in Bharat Financial Inclusion Ltd (100% Subsidiary of IndusInd Bank) in  Kolkata for (14-18) years of experience. Apply Now!

Job Description for Bharat Financial Inclusion - Zonal Business Head - Retail Business & MSME Loans - East  in Bharat Financial Inclusion Ltd (100% Subsidiary of IndusInd Bank) in  Kolkata for (14-18) years of experience. Apply Now!