About Wholesale Credit: The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ Mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role: The Area Credit Head (ACH)-SCF manages the credit activities and processes for the pertaining to the Supply Chain Finance portfolio under Wholesale Credit vertical for designated location. The ACH is responsible for smooth functioning of the credit appraisal activities, and hence managing the portfolio quality while also ensuring adherence to scheme norms and the processes designed by the bank Key Responsibilities - Manage the credit appraisal process by ensuring adherence to SCF scheme norms, standard processes including hygiene checks, Turn Around Time and decision consistency. - Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. - Conduct management interactions, gather market intelligence through OEMs, peer dealers, other financial institutions and entities to understand the market dynamics and risk trends, and to use necessary information for taking credit decisions. - Monitor the accounts to ensure maintenance of a healthy portfolio and present portfolio review to Regional manager/CO. Conduct regular DPD callings and actioning on weak EWS accounts. - Manage the relationship with various functions and departments, including product and coverage teams, within the bank to ensure collaboration and alignment to organizational objectives - Maintain the Customer escalations within the desired levels for the location - Ensure timely completion of key deliverables, audit queries and adherence to the corporate credit policy/ scheme. - Provide regular updates on all key activities to regional manager. - Conduct training / explanatory sessions for internal stakeholders. - Contribute in improvement of process and systems. Qualifications: Optimal qualification for success on the job is: - Graduation/ Post- Graduation (MBA/ CA preferred) from a recognized institute - Minimum 5 years of relevant work experience Role Proficiencies: For successful execution of the job, the candidate should possess the following: - Knowledge of credit, industry and product trends - Knowledge of regulatory guidelines and norms - Good communication (both verbal and written) skill in both English and the local language - Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment - Ability to handle pressure and meet deadlines - Ability to coach and mentor others

Ahmedabad

Gujarat

Kolkata

 Axis Bank -  Supply Chain Finance Role - Credit Analysis 

 Axis Bank -  Supply Chain Finance Role - Credit Analysis  ,Job Description for  Axis Bank -  Supply Chain Finance Role - Credit Analysis  in Axis Bank in  Ahmedabad Gujarat Kolkata for (4-12) years of experience. Apply Now!

Job Description for  Axis Bank -  Supply Chain Finance Role - Credit Analysis  in Axis Bank in  Ahmedabad Gujarat Kolkata for (4-12) years of experience. Apply Now!