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Axis Bank - Collections Manager - Micro-Finance (5-10 yrs)
Axis Bank - Collections Manager - Micro Finance - Collections - West, East, South & North Zones
About Retail Lending : The Collection and underwriting department focuses on collection of bank's various loan products like Home loans, car loans and Personal loans among others. While underwriting department focuses on risk mitigation towards the loan offered to customers. This department is key to the Loans business vertical for controlling and ensuring timely EMI collection and maintaining risk of the business.
About the role : The collection manager handles the 1+DP D portfolio for Micro Finance, ensures NPA resolution and manages the portfolio as per the existing process. Also, ensuring adherence to the audit process of the bank.
Key Responsibilities :
- Ensure maximum release from the NPA pool by achieving the required resolution target as per business requirement
- Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
- Ensure adherence to the set process and audit requirements in place
- Ensure minimum forward flow from the buckets
Qualification: Degree from any recognized University with 5 to 10 years of relevant experience of working in Collections Micro finance team in Banking sector
Role Proficiency :
- Knowledge and understanding of collections and market dynamics
- Knowledge on regulatory guidelines and norms
- Relevant experience of collections Micro finance
- Good Communication (verbal & written) skills in English and local languages
- Ability to handle pressure and meet targets
About Axis :
- Incorporated in 1994, Axis Bank is one of India's most trusted banks & the third largest in private sector. At Axis Bank, customer-centricity has always been the foundation of our business.
- Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring and control framework and a large talent pool.
- The bank has young & engaged workforce of over 70,0000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities and flexibility to chart their career, their way.
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