Axis Bank - Collection & underwriting: Collections Strategies,Front End and Projects (Project Management experience)
About Retail Lending :
The Collection & Underwriting department focuses on the collection of the bank's various loan products like Home Loans, Car Loans, and Personal Loans among others. While Underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling & ensuring timely EMI collection & maintaining risk of the business.
About the Role:The Collections Strategies, Front End and Projects team is responsible for complete implementation and maintenance of projects, grievance resolution and process enhancement activities. They have to ensure that the software costs are under control.
Key Responsibilities:- Responsible for the end to end complete adoption of various Projects/Software.
- Ensure COST and Provisions are under control
- Responsible for monitoring and maintenance of Various Software which includes Seamless functioning of Handheld, Allocation, Adeptra, Tallyman Phase 2,TM-Agri,TM-SME and all integrated applications.
Qualifications:Optimal qualification for success on the job is:
- Graduation/ Post-Graduation from a recognized institute
Role Proficiencies:For successful execution of the job, the candidate should possess the following:
- Knowledge and understanding of collections & market dynamics
- Knowledge of regulatory guidelines and norms along with operational and system knowledge
- Good communication (both verbal and written) skill in both English and the local language
- Ability to manage complex client situations
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
- Ability to handle pressure and meet deadlines