Primary Accountabilities of product Manager - Digital Payments (UPI, IMPS etc)

- Prepare overall strategy & roadmap for Payments solutions, in collaboration with various Functions

- 360 degrees P&L ownership

- Prepare short-term & long-term strategy taking into account the customer demand and analytics for allotted products

- Strategies for the overall product offering for these products so as to increase its top line and transaction volume.

- Design product costing, pricing, specifications, norms, and user guidelines.

- Drive feature enhancements for allotted products to implement future product lines; Co-ordinate with the technology team for the development of these feature

- Undertake regular meetings with external parties (government and regulatory bodies, merchant partners, banks etc.) to understand product issues and performance and ideate on ways for improvement

- Ensure that business development and operations team are aware of any feature enhancement and receive adequate training for it

- Drive product regulatory and compliance requirements

- Establish and enhance pipeline of product enhancements, developments and acceleration plans

- Design, Develop & Deliver based on market needs which is commercially viable in long run.

- Engage deeply with the ecosystem comprising but not limited to regulatory, government bodies, banks, merchants, aggregators and fintechs.

- Lead product enhancements for products as per customer needs and inputs from business development and analytics team

- Manage and meet financial and business metric performance indicators for Payments business including revenue targets, operating expense budgets, transaction volume, values, customer etc.

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