AVP - Risk Analyst - Supply Chain Finance Platform

AVP - Risk Analyst

Location - Pune

Exp : 3 - 5 Years

Profile :

- As risk analyst, we are clearly looking for driven individuals with an eye for detail to pickup nuances on risk profile from variety of data sources and make informed decisions

- Individual needs to be self-initiated, capable of working with minimum supervision

- 2+ years experience as Credit or Financial Analyst;

- Understanding of SME and/or Supply Chain Finance

- Minimum Education: Degree in Finance, Accounting or related field

- Strong mathematical and analytical skills with good knowledge of MS Office suite

Primary Responsibilities :

- Analyse customer credit worthiness and recommend credit limits in line with credit policy

- Monitor loan portfolio as per laid down standards to minimise risk of bad debts

- Manage reporting systems and prepare MIS at desired frequencies

- Participate in process improvement projects and support other management activities as required.

Duties :

- Liaise with loan applicants to procure relevant information for credit assessment

- Analyse data including purchase & sale history, banking transaction data, KYC etc to assess credit worthiness of applicant

- Prepare credit application memos as per credit policy

- Maintain accurate credit files and MIS

- Assist in completion of loan documentation and onboarding of borrowers

- Collect relevant data post disbursal to ensure continuous monitoring of borrowers

- Prepare MIS as per policy to maintain stringent control over loan portfolio

- Provide customer service and develop relationships with internal/external customers

- Participate in projects targeted at process and quality improvements, new initiatives etc