AVP - Credit Appraisal - Real Estate Project Finance - NBFC

About Company :

The company is India's Leading Non Banking Finance Company (NBFC) operating in Wholesale & SME Lending. The Wholesale Lending Business segment provides lending to Real Estate Developers helping them build and grow their businesses with initial funding, mezzanine financing, acquisition financing etc.

Job Title: AVP - Credit Appraisal - Real Estate Project Finance

Location : Mumbai

Salary: Rs 20-30 Lacs + Variables

Job Description :

Development of Credit Risk Assessment process :

1. Need to develop an entire system of credit risk assessment for various projects under evaluation for credit.

2. Must develop a risk assessment metrics which will evaluate risk for a project in a holistic manner with specific emphasis on promoters, project execution, financial viability, regulatory aspects etc.

Credit Risk Assessment :

1. Undertake credit risk assessment of various proposals put forward by the credit evaluating team based on the credit risk metrics and wherever possible offer risk mitigating solutions to the sanctioning authority.

Transaction Ownership :

1. Post disbursement of loan: Take complete responsibility for tracking the repayment of interest and installments and ensuring timely collections. Also ensuring monitoring of the project as per the timelines promised.

2. Ensuring that all terms of sanction including post disbursement compliances, project progress, security creation, maintenance of security coverage etc are adhered to. Responsible for entire relationship management post disbursement.

Desired Candidate Profile :

5+ years of experience in the area of credit appraisal/project finance/corporate finance/private equity investment for real estate projects

Exposure on Real Estate Developer financing must.