Associate Relationship Manager - Commercial Banking

Our client is one of the top Indian Private Sector Banks in India

Position vacant : Associate Relationship Manager -Commercial Banking

Grade: Manager/Senior Manager

Qualifications : CA's or MBA's from reputed institutes

Working knowledge of

- Client business including working capital cycle and growth requirements;

- Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management;

- Banking products and procedures;

- Documentation

Experience : 3-6 years

Technical skills :

- Credit writing skills with comprehensive coverage of all risk related issues

- Ability to spot new business opportunities;

- Interaction with clients;

- Strong communication skills - verbal, and written (including report writing, presentations, etc)

Position purpose :

To assist RM's in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards

Key Responsibilities :

1) Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base

2) Support in coverage of clients with revenues from Rs.300 to 2000 Cr

3) Credit analysis, risk identification, credit presentation (credit memo)

4) Delivery of banking solutions in collaboration with other parts of the bank

5) Work with product and support teams under the guidance of RM to ensure seamless credit delivery

Behavioral Skills :

- Self-Driven and Proactive

- High level ownership & Accountability

- Analytical Thinking

- Team Work

- Excellent communication skills

- Capability to handle interaction with senior management of clients and other external partners

- Problem Solving