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Associate Director - Credit Approver - Large Corporates - Infra/Wholesale Banking - CA/IIM/MDI/ISB/FMS (6-8 yrs)

Mumbai Job Code: 638152

Job Title : Credit Approver - Large Corporates

Grade : Associate Director I

Business Unit : Risk

Function : Wholesale Banking Risk

Sub Function : Large Corporate

Onboarding Month : Jan / Feb 2019

Experience (Min to Max) : 6-8 years

Location : Mumbai

Educational Qualifications : CA/MBA from premier institute

Job Description :

- Responsible for credit approval of large corporate clients (including Infrastructure & Core Industries clients) in adherence to the organisation`s policy. Identifying and mitigating risk by taking decision on the exposure levels, collateral and guarantees for all regular banking and treasury products.

- Review and adherence of the rating methodology / framework for risk classification.

- Working closely with external partners to create the risk grading & portfolio management system.

- Manage credit risk across all products and transactions in wholesale bank.

- Active client interaction for risk assessment as well as execution of transactions.

- Manage business partner expectations within the Firm's risk appetite.

- Responsible for identification of other risks and escalation to relevant risk partners.

- Formulating specific policies and procedures including those required to comply with Regulatory framework.

- Creating underwriting matrix and grading for approval limits within the team.

- Regulatory interaction for Credit Risk Management.

- Maintaining a healthy portfolio to keep NPA's to the lowest levels possible

An Ideal Candidate should possess :

- 6 to 8 years of experience in credit approval

- Underwriting experience of managing large corporate clients (including Infrastructure & Core Industries clients in sectors such as Energy, Transportation, EPC, Real Estate, Logistics, Health, Education, Metals etc.)

- Sound understanding of cross industry dynamics

- Sound Analytical skills & great interpersonal skills

- An effective team player

Industry Preferences : Banking

Keyword Search :

- Credit Risk Management - Large Corporates, Infrastructure & Core Industries Finance

- Portfolio Monitoring Large Corporates - Infra & Core Industries

- Senior Credit Analyst

- Corporate Credit

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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