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Associate Director - Credit Approver - Large Corporates - Infra/Wholesale Banking - CA/IIM/MDI/ISB/FMS (6-8 yrs)
Job Title : Credit Approver - Large Corporates
Grade : Associate Director I
Business Unit : Risk
Function : Wholesale Banking Risk
Sub Function : Large Corporate
Onboarding Month : Jan / Feb 2019
Experience (Min to Max) : 6-8 years
Location : Mumbai
Educational Qualifications : CA/MBA from premier institute
Job Description :
- Responsible for credit approval of large corporate clients (including Infrastructure & Core Industries clients) in adherence to the organisation`s policy. Identifying and mitigating risk by taking decision on the exposure levels, collateral and guarantees for all regular banking and treasury products.
- Review and adherence of the rating methodology / framework for risk classification.
- Working closely with external partners to create the risk grading & portfolio management system.
- Manage credit risk across all products and transactions in wholesale bank.
- Active client interaction for risk assessment as well as execution of transactions.
- Manage business partner expectations within the Firm's risk appetite.
- Responsible for identification of other risks and escalation to relevant risk partners.
- Formulating specific policies and procedures including those required to comply with Regulatory framework.
- Creating underwriting matrix and grading for approval limits within the team.
- Regulatory interaction for Credit Risk Management.
- Maintaining a healthy portfolio to keep NPA's to the lowest levels possible
An Ideal Candidate should possess :
- 6 to 8 years of experience in credit approval
- Underwriting experience of managing large corporate clients (including Infrastructure & Core Industries clients in sectors such as Energy, Transportation, EPC, Real Estate, Logistics, Health, Education, Metals etc.)
- Sound understanding of cross industry dynamics
- Sound Analytical skills & great interpersonal skills
- An effective team player
Industry Preferences : Banking
Keyword Search :
- Credit Risk Management - Large Corporates, Infrastructure & Core Industries Finance
- Portfolio Monitoring Large Corporates - Infra & Core Industries
- Senior Credit Analyst
- Corporate Credit
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