Associate - Credit Risk Strategy/Fraud Strategy - BFSI

Credit Risk Strategy

Skills Required: Credit Risk Strategy/Risk Strategy, Building strategies, SAS & SQL

- Proactively develop strategies in the fraud strategy space by leveraging business intuitive knowledge backed by statistical techniques

- Closely monitor latest attack / loss trends, provides accurate results and present findings / recommendations / strategy changes to Senior Management

- Ability to lead a team of analysts

- Expected to work on multiple projects with limited guidance

- Collaborate across functions to ensure up to date business knowledge

- Effectively mentors other analysts within same risk team and other risk teams to help them develop their risk management skills and knowledge.

Knowledge sharing across the team and ability to train junior team members

Qualification:

- Strong SAS programming, SQL programming skills

- Advanced PC Skills, Word, PowerPoint, and Excel (graphs, charts, formulas etc..)

- 3+ years of experience in credit / retail risk in Banking / NBFCs

- Ability to understand business needs, diagnose performance issues, and develop recommendations through combination of data analysis and business critical thinking

- Ability to prioritize goals to meet business objectives and work under pressure and multi-task in a fast-paced environment

- Consumer Credit experience; incumbent should possess an understanding of the risk management practices of consumer lenders (preferably US Retail Bank).

- Good verbal and written communication skills - ability to liaison with cross functional groups, present results to senior leaders, create effective presentations

- Drive for results

- Attention to details