Associate/Analyst/Manager/AVP/VP - Risk - BFSI

Associate/Analyst/Manager/AVP/VP

A. Investment Diligence:

- Ensure all credit exposure complies with credit policies, procedures, standards, concentration limits and required capital provisions and suggest enhancements wherever required

- Analysis of business risks (industry and company specific)

- Financial statement analysis to evaluate the credit worthiness of the company and highlight important financial strengths and weaknesses. Management track record to be evaluated

- Industry analysis / Peer comparison

- Vetting assumptions in financial projections and perform sensitivity analysis of key assumptions

- Highlight structural risks and mitigants

- Evaluating due diligence reports, other reports taken before & during investment, debenture trust deeds and other documents and communicating observations to investment team

B. Asset Management/Wealth Management:

- Risk monitoring (Monthly/Quarterly/Annual) for invested portfolio and promptly alert senior management to significant risk issues & its mitigants.

- Timely capturing of the news alerts and feeds relevant to the investee companies and the underlying industries. Keeping abreast with industry & general economic changes happening.

- Assisting the risk team in establishing processes/policies/ frameworks and ensuring proper controls across business groups

- Fostering a partnership among the various business and support groups to create a compliant business environment and culture

- Ensuring Board & Investor related reporting are conducted in a timely manner

Skills :

- Strong understanding of finance and accounting concepts, especially adjustments in cash flows statements and leverage metrics

- Ability to identify key characteristics and drivers of diverse sectors / businesses

- Knowledge of risk assessment and control

- Prior experience in credit risk assessment, credit research or equity research will be an additional advantage

- Excellent communication and presentation skills

- Analytical mind with problem solving aptitude