Job Description : Job Title : AVP - Underwriting (Cross Sell) Organizational Structure : Function : RISK Department : Underwriting Team : Cross Sell Organizational Level : CEO-2 Reports to position : CRO Objective (Purpose of the Job) : - To be responsible for proposal and implementation of changes in UW process for Cross Sell portfolio, reporting and monitoring of UW Cross Sell process, support of Cross Sell business. Key Responsibilities : 1. Minimize default rates together with keeping the approval and eligibility rate on required level for X-sell portfolio. 2. UWI cross-sell process management 3. Proposal of changes in end-to-end cross-sell process including: AF, BO, CRM and Collection. 4. Reporting of all UW steps, manage all UW analysts for X-sell portfolio 5. Communication with other departments (mainly Sales and Finance) to provide inputs for budgeting, pricing, regulators Work Relations (Jobs / Positions and Cooperation Activities) : Within The Company : AF, Collections, BD, BO &amp; CRM Team Outside of The Company : BD partners related to Cross Sell portfolio Dimensions : The significant quantities on which the job has an impact : Volume of Cross Sell business - via AR &amp; optimization of application funnel Quality of Cross Sell business - via UW process - scoring, HC, RGS Underwriting costs - via optimized calling of BD sources Required Know-how and Skills : 1. Credit risk modelling, UW process optimization 2. Managerial understanding of SQL, Office KPI's (FAST) : Key performance indicators - CTQ (critical to quality) - Timelines : 1. LTS (Loss to sales) - As per Budget - Yearly 2. Eligibility Rate - As per Budget - Yearly 3. Approval Rate - As per Budget - Yearly Required Know-how and Skills : Desired Experience &amp; Expertise : Need to have areas : - Experience with UW strategies and processes - Strong analytical and problem solving skills - At least 5 years of proven experience in data analysis with a strong knowledge on analytical tools such as SQL, SAS etc. - Mathematical / Statistical background and strong sense of numbers - Advanced knowledge of MS Office, SQL / Oracle - Excellent Communication and presentation skills Desired Personal characteristics : Need to have areas : - Self-drive - to improve status quo - Able to motivate team to deliver best - Must be well organized at work to manage large volumes and plan ahead - Must have excellent interpersonal skills to operate in a multi-cultural environment - Should be self-driven, able to prioritize and manage time to deliver results under pressure Nice to have areas Nice to have areas : - Experience in Operations or call center - Good knowledge and understanding of processes and projects

Gurgaon/Gurugram

Assistant Vice President - Underwriting - Cross Sell Portfolio - NBFC 

Assistant Vice President - Underwriting - Cross Sell Portfolio - NBFC  ,Job Description for Assistant Vice President - Underwriting - Cross Sell Portfolio - NBFC  in Home Credit in  Gurgaon/Gurugram for (15-18) years of experience. Apply Now!

Job Description for Assistant Vice President - Underwriting - Cross Sell Portfolio - NBFC  in Home Credit in  Gurgaon/Gurugram for (15-18) years of experience. Apply Now!