AVP - Credit Risk Strategy - BFSI - The role involves developing, enhancing and implementing Credit Risk Strategies for Unsecured Products of the Region to meet Regional Growth & Derisking objectives. - The role also entails regular monitoring of existing strategies, reviewing portfolio and finding opportunities for further improvement (growth / risk-control). This role will entail oversight, project management & planning, thought leadership & the requirements include (but not limited to) : - Hands on experience in SAS/SQL is must - Provide strategic and analytical support to the region, and design analytical solutions which are key enablers of growth for a Region while remaining within the Risk-appetite, and ensuring adequate risk controls. - This is to be done by understanding the business problem / context, and translating them to analytical solution based framework. - Development / review / enhancement of Originations & Account Management strategies like Approve / Decline, Affordability, Limit assignment, limit management (CLI/CLD), Pricing, Authorization, policy review, referral optimization etc. to meet the Regional Growth Objectives - Good understanding of different credit risk scores like Application Score, Bureau Score, Behavior Score etc. and its relevance in various credit risk strategies - Knowledge of Acquisition and Portfolio Management front-end and back-end system knowledge where the strategies are deployed is good to have - Understanding of all different risk functions and its relevance in strategy development Fundamentals of different unsecured lending products - Monitor and evaluate effectiveness of risk strategies, and continuously assess opportunities of improvement through hypothesis / champion-challenger framework - Develop hypotheses and profitable growth scenarios and apply the right mix of qualitative and quantitative research techniques to identify causes and devise solutions best suited to meet the Regional Risk Priorities - Conduct portfolio reviews/ analysis and provide insights/ share best practices across regions that could strengthen credit control and enhance portfolio risk monitoring. - Identify early warning signals and risks/opportunities in the portfolio, and come up with a solution design to address the same - Ability to translate any new business problem to analytical solutions - Provide support through active role in cross-functional coordination to ensure smooth and timely deployment of risk strategies - Negotiation with / expectation management of stakeholders on complex open-ended business problems - Additionally, the jobholder will coordinate with the Unsecured Risk area on any analytical requirements to project manage day to day activities and ensure adherence to regulatory and governance standards. - Keep self-updated of changes in the business / regulatory environment on an ongoing basis, so as to be able to anticipate customer needs, and support non-BAU projects / ad-hoc analysis as relevant, ensuring key takeaways are clearly articulated. - Develop presentations that are "Business Ready", to appropriately showcase the work done by the team, with appropriate story-telling and insightful interpretation of trends - Critically evaluate process requirement, and streamline / automate / standardize accordingly, to bring in effectiveness and gain efficiency. Ensure release of target bandwidth. - Ensure adherence with all the applicable compliance policies (Data security policy, AML, operational risk, Functional manual, Group Compliance Manual, Audit recommendations, Internal Control requirements, regulatory guidelines etc.) and business standards of Organization as applicable. - Functional guidance, project management and coaching, as well as line Management of existing team. - At least 8+ years of overall Analytics Experience with prior experience in managing risk activities in retail lending - Prior experience in development of acquisition strategy, account management strategy or strategic analysis and portfolio management would be preferred. - Excellent quantitative & technical aptitude. Ability to solve open-ended business problems. - Proven leadership track record in dynamic/changing marketing environments - Ability to build strong relationships both internally and externally - Strong communication skills. - B. Tech or Masters or Ph. D. degree in either Economics, Statistics, Engineering or any quantitative area or MBA (with quantitative background)

Bangalore

Assistant Vice President - Credit Risk Strategy - Lending Products 

Assistant Vice President - Credit Risk Strategy - Lending Products  ,Job Description for Assistant Vice President - Credit Risk Strategy - Lending Products  in Allegis in  Bangalore for (8-12) years of experience. Apply Now!

Job Description for Assistant Vice President - Credit Risk Strategy - Lending Products  in Allegis in  Bangalore for (8-12) years of experience. Apply Now!