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Consultant - Banking & Financial Services at Michael Page
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Assistant Vice President - Credit Policy - Credit Cards Domain - BFSI (7-12 yrs)
- Development, implementation & framing of policies across various products
- Defining the risk appetite & board level policies for lending across various products
- Devising a matrix to monitor delegation and deviation on the policies
- Develop a robust RCSA and QC function to ensure policy compliance and minimize operational risk
- Closely monitor the Underwriting procedures & logic behind deriving the credit worthiness ensuring a seamless co-ordination and alignment with Operations, Fraud control & Authorizations team
- Benchmarking of the policy and portfolio with the competition and the market by referring & staying upbreast with the constantly changing customer segmentation
- Independently engage with key stakeholders to develop and influence business goals and strategies
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