- Looking for a data enthusiast who would love to dive deep in to vast data about customer credit and behavioral patterns.
- The job involves analyzing customers' credit profiles, identifying credit worthy customers and creating suitable credit products for them. Building financial models like NPA modeling is also a part of the job.
Criteria :
1. At least 5 years of work experience in credit risk analytics
2. Good knowledge of SQL & R/Python
3. Strong analytical mindset Extensive credit risk background in unsecured lending and/or lending in India
Experience of developing lending models and portfolio management strategies
Knowledge :
- Strong retail product knowledge with a focus on credit cards and loans.-
Banking practices, financial markets & the country's regulatory framework.Key Competencies :
- Business Acumen
- Communication
- Analytical/Data-Driven Decision-Making Approach-
- Negotiation & Influencing Skills-
- High Ethical Standards: High personal ethical standards, credibility and a commitment to best practices
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