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28/06 Debalina Roy
Head of Talent Management in Corporate Human Resources at Arohan Financial Services Ltd.

Views:518 Applications:48 Rec. Actions:Recruiter Actions:14

Arohan - Advanced Analytics & Portfolio Manager (10-15 yrs)

Kolkata Job Code: 1117482

JOB DETAILS :


Position title : Advanced Analytics & Portfolio Manager (AAPM)


Department : Risk


Reports to : Portfolio & Credit Risk Head


Location : Kolkata (Head Office)


Band/Grade : Senior Manager


REPORTING DIMENSIONS : Supervisors


Reports directly to : Portfolio & Credit Risk Head


Reports indirectly to : Chief Risk Officer (CRO)


Number of Staff Supervised :


Direct Reportee : Nil


Indirect Reportee : Nil


Total : Nil


JOB SUMMARY :


- Credit Risk Modelling, Analytics & Reporting


- Implementation of Analytics driven credit decision engine for faster credit decision using Predictive

scoring models, Artificial Intelligence and Machine Learning techniques


- Monitor, maintain and improve scorecards across products/portfolios including continuous validation

and recalibration of the model as per defined frequency or before basis sectoral evolution


- Maintaining Audit Trails of Score cards model evolutions/changes, along with exhaustive set of change

description, test strategy & test cases


- Interpretation of Credit Scores from credit rule perspective and suggest mechanism to use Credit Scores as an input to risk based pricing supported by solid data driven analytics


- Forecasting of Roll Rates and Bucket Position for all buckets based on historical roll rates across product lines


- Regulatory modelling, ECL, Scorecard development and comparison & interpretation of ECL results and Acquisition scores


- Provide analytical solutions through statistical modelling, reporting and data analysis for the businesses & publish crisp effective reports & recommendations.


Stakeholder Management :


- Ongoing liaising with IT and Credit to ensure all required changes are built in, tested and implemented suitably following internal timelines.


- Work closely with Risk, Central Operations -Product & Business department to support business growth and drive new initiatives including knowledge & success transfers.


- Independently manage vendors/partners and ensure prompt & timely delivery of results for the

organization


Capability Development :


- Develop capabilities in Predictive Analytics in a retail/micro retail credit segment perspective and apply those in Arohan Risk to help the Arohan risk dept. be future fit.


- Develop capabilities in Artificial Intelligence, Machine Learning, Deep Learning techniques to understand customer behavior at one hand & to fast-track & improvise credit decisioning on the other


- Develop Knowledge of Advanced Statistical Tool & Technique and train the risk team in that for efficient delivery in other risk areas


KEY RESPONSIBILITES :


- Particulars Time Allocation (%)


- Modelling Analytics solutions, Reporting & Forecasting : 40%


- Risk Monitoring, Review & Engagement : 40%


- Risk Process development & Initiatives : 20%


QUALIFICATION & EXPERIENCE :


Qualification :


Post Graduates with Graduation in Economics/Mathematics/Statistics/Engineering.


- An MBA would be preferable but not necessary


- Additional certification in data science will be a plus


- Years of Experience 10 - 15 years experience in Analytics/Data Science


- Domain Experience Exposures in line with the JD. Exposure in Financial services/banking preferred.


Technical Acumen :


- Knowledge of Advanced Excel Statistical tools such as R, Python/SAS; BI tools such as Tableau & Query language such as SQL is must


- Knowledge of XML, XSD schema and API will be a plus


- We are looking for Result Oriented, Self-Driven & Delivery Oriented team member capable of taking

ownership, holding fort & lead senior management level discussion with appropriate communication skills & timely deliveries

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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