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Senior Associate Consultant at Exponent Consulting
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Area Credit Manager - Unsecured Loans - NBFC (4-7 yrs)
JOB DESCRIPTION
Position Title: Area Credit Manager
Reports to: Regional Credit Manager
Location: Chandigarh
Responsibilities
General Accountability:
1) Managing a team of Credit Executives (structure will depends on the location and geographical spread).
2) Conduct personal discussion with customers to establish Credit worthiness.
3) Pre and post sanction credit risk compliance.
4) Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio.
5) Control on portfolio performance.
6) Underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM).
7) Coordinate with sales to achieve targets and ensure TAT or SLAs are met
Desired Profile :
Qualifications - Graduate with 4-5 years of work experience/ Post Graduate/Chartered Accountant
Experience - Minimum 5 Years of experience in Credit
- Experience in NBFC / Banking
- Knowledge of MS office
- Should have experience in underwriting Mortgage or Loan Against Property or SME segment of customers
Skill & Competencies :
- Good communication skills High on integrity
- Outgoing & Self motivated
- Ability to deal/manage data at all levels.
- Strong inter-personal skills
This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.
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