Consultant - HR at Skillventory
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Area Credit Manager - Pre Owned Car Loan (3-12 yrs)
Job Responsibility:
- Part of the Credit Underwriting Team.
- Responsible for Credit Appraisal & Sanctioning
- Handling small - medium ticket for Used Car Loan (Auto Loan)
- Evaluating LAP (loan against property) for salaried and self employed clients. Identifying risk associated to the lending and finding alternatives to mitigate them.
- Ensuring compliance with retail credit policy and guidelines of the Bank, Reserve Bank and other regulatory bodies.
- Preparing detailed reports of the loans during the appraisal process.
- Coordinating with different teams like legal, fraud, document prep, draw down for smooth disbursement of the loans.
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