Job Description : - Assessing creditworthiness of clients &amp; performing detailed borrower analysis entailing capability to make loan repayments, financial spreads of borrower and guarantor, Covenant testing, collateral valuation - Steering entire credit operations, conducting due diligence, setting up a robust and scalable credit mechanism for achieving organizational objectives - Ensure smooth process of File sanctions, Pre - Post Disbursement operations, Legal and technical Co-ordination and Document vetting. - Compliance of legal, technical and sanction conditions in the disbursement process - Analyse Debtors and understand the reason for bounce and ensure collection of due amount in a defined timeline - Provide Credit assistance for loan processed through digital application - Undertaking audit of sanctioned cases to ensure they are in line with approved policy guidelines and within prescribed parameters. - Co-ordinating with external vendors like legal, technical and RCU team for getting reports in time. Taking necessary action for any aberrations. - Managing credit officers team and guiding them on their roles and responsibilities. Timely training for them to update on work to be handled by them. - Visiting external legal and technical vendors and understanding market with respect to property, issues with respect to hindrances in valuation, title issues of properties etc Products to be managed : - Home loans, Loan against property, Affordable Home loans, Top up loans, Commercial property loans Requirements : - MBA / CA with relevant credit experience of 2-5 years - Strong analytical &amp; numerical ability

Mumbai

Area Credit Manager - NBFC 

Area Credit Manager - NBFC  ,Job Description for Area Credit Manager - NBFC  in Kairos Consulting India in  Mumbai for (2-5) years of experience. Apply Now!

Job Description for Area Credit Manager - NBFC  in Kairos Consulting India in  Mumbai for (2-5) years of experience. Apply Now!