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20/09 Nidhi Singh
Business Head at Voice HR Solutions

Views:129 Applications:44 Rec. Actions:Recruiter Actions:8

Area Credit Manager - Equipment Finance - NBFC (4-10 yrs)

Delhi NCR Job Code: 1157813

- Support and co-partner with business teams to manage end to end credit approval for the designated region

- Underwrite for all customer segments for corporate finance products and present to senior level

- Authorize deviations raised and documented by underwriters in compliance with credit policy

- Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests

- Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level

- Oversee and initiating follow-ups with external vendors to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays

- Co-ordinate with the recoveries team and generate business insights

- Engage in development, implementation, review and monitoring of various credit programs and providing training and coaching To continuously upgrade the competency of the team and improving upon processing efficiency of the HUB

- Extensively travel to oversee branches falling under his territory in order to develop business, guide the team and ensure quality portfolio in the assigned region

- Ensure compliance to all Audit /other regulatory regulations as well as processes, policies and reports as per company designed systems

- Ensure self updation on key regulatory changes and competition practices and appraise team members on the same

- Extensive participating in all monitoring related activities

- Active participating in collection follow up and delinquency management

- Handling and evaluating CAM as well financial model

- Maintaining the quality of the portfolio as well keeping the overall TAT of the region within the predefined and acceptable norms

- To be accountable for all MIS of the region whether the standard ones or the ADHOC one that may be requested on as and when required

- To be able to regularly keeping abreast the team w.r.t. all update / modifications in the credit policies / processes etc

Women-friendly workplace:

Maternity and Paternity Benefits

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