jobseeker Logo
Now Apply on the Go!
Download iimjobs Jobseeker App and get a seamless experience for your job-hunting
25/03 Rijika Roy
HR at Huquo

Views:4088 Applications:975 Rec. Actions:Recruiter Actions:4

Analytics Role - Credit Risk Strategy (2-8 yrs)

Bangalore/Gurgaon/Gurugram/Ahmedabad/Gujarat Job Code: 1238499

The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle - acquisition, portfolio management and collections, across retail lending products.

- Relevant keywords/business areas- Credit Risk Strategy development, Policy Analytics, Acquisition strategy, Approve/Decline, Credit Limit/Line Assignment, Credit Line increase/decrease, Portfolio Management, Approval criteria, Portfolio management, Portfolio Analytics, Pricing, Personal Loans/Cards/Mortgages/Auto, Top-Up Strategy, Balance Transfer, Loan on cards

- Tools - SAS, SQL, Tableau, Python (good to have)


- Analyze portfolio performance to identify risk factors at early stage

- Analyze the performances and derive data driven insights for creating risk strategies in acquisition and portfolio management

- Develop analytical tools ranging from customer segmentation to scorecard development

- Monitor the performance of different acquisition vintages as well as the roll rate of different past due/default buckets to define portfolio performance trend

- Support development of instrumentation across underwriting, portfolio management and collections

- Analysis of opportunity and risk of new product offering

- Perform other related duties as required and assigned


- 3+ years of experience in risk analytics

- Strong data analysis experience within the financial services industry

- Excellent SQL : extensive experience querying large, complex data sets

- High proficiency with Excel including pivoting capabilities and analysis modules

- Working knowledge of basic statistics; experience with SAS/Python/R or similar a plus

- Proven track record at delivering timely and accurate information in a fast-paced environment

- Excellent critical thinking, problem solving, mathematical skills and sound judgment

- Strong business acumen and ability to interface with executive management

Women-friendly workplace:

Maternity and Paternity Benefits

Add a note
Something suspicious? Report this job posting.