Analyst/Senior Analyst/AM/AVP - Commercial Underwriting - Analytics Consulting Firm

Responsibilities :

- Merchants who take credit cards are the client's (acquirer's) clients, and you will be needed to do financial reviews of the high-risk accounts.

- Examine bank and financial records to determine creditworthiness.

- The capacity to conduct financial analyses (growth patterns, efficiency ratios, cash flow generation, burn rate, debt levels, overall liquidity), analyse financial performance, contrast with industry peers, and evaluate credit exposure.

- Determine patterns and confirm bigger potential impacts on the portfolio for additional escalation.

- Conduct an online search for company information and compile all pertinent data for underwriting.

- Assess the clients' default risk and collaborate with senior underwriters stationed in the USA to lower the risk.

- Utilising internal and external risk monitoring technologies, track and look into merchant credit card processing operations.

- Based on your findings, create a credit letter and suggest risk- and mitigation-related actions.