Analyst - Credit Rating - BFS

- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses

- Analyzing financial statements, performance, and trend analysis for assessing the creditworthiness of the company

- Be conversant with the Bank's Credit Policy and the guidelines issued from time to time. Also ensure compliance of the credit is in line with the various regulatory guidelines, and legal framework

- Independently handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings

- Preparing rating report by including a profile of the rated company, key rating considerations, credit risk assessment, ratio analysis like proficiency, turnover & solvency, financial projection/modeling, operational & industry analysis

- Conducting research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole

- Co-ordinate with the Business Team to ensure quality check of the work deliverables, and timely completion of any actionable (Renewals, Quarterly reports, security perfection as applicable)

- Assist in areas related to credit evaluation and monitoring