24/01 American Express Recruitment Team
Recruitment Team at American Express

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American Express - Lead Commercial Underwriter (3-8 yrs)

Gurgaon/Gurugram Job Code: 657423

Job Description :


- American Express is a global services company and the world's largest card issuer. Our direct relationships with many millions of consumers, businesses and merchants worldwide - combined with our leading-edge marketing, information management, and rewards capabilities - enable us to offer an array of valuable services that enrich lives, build business success, encourage financial responsibility and create communities of people with common interests.

- American Express for the 9th consecutive year has been voted among India's top 10 workplaces by the Great Place to Work Institute. In recognition of our consistent performance, we were nominated to the Great Place to Work - Hall of Fame. At American Express, we serve customers, not transactions. Come join us and realize your potential.


Job Description :

- The successful applicant is results-oriented, demonstrates enthusiasm, resilience under stress, and a will to win attitude.


- Must be customer oriented and willing to solve customer queries.


- Must also be able to build strong relationships, drive continuous process improvement and handle multiple priorities.


- Analytical thinker, problem solver, and decision maker.


- Candidate should show the desire to take on additional tasks, and have flexibility in work assignments based on business needs.


- Effective coaching, training, and development of others are required as well as having strong time management, organizational and follow through skills.

Qualification :

- Overall 3 years of experience including 1+ years of commercial lending/underwriting experience.


- Ability to work effectively and efficiently in a fast paced centralized commercial underwriting environment.


- Ability to interpret commercial and consumer bureau reports is a must 


- Excellent business and personal finances. statement analysis skills and also familiar with financial risk scoring models.


- Working knowledge of Moody's Risk Analyst and risk rating capability is desirable.


- Demonstrated ability to work independently with minimal supervision.


- Effective verbal/written communication skills with business partners and customers.


- Understanding of applicable laws and regulations, credit line decisions and process and the need to be compliant with internal and external guidelines and rules.


- Displays the highest level of integrity when dealing with customers/employees and processes.


- Exceptional leadership and interpersonal skills.


Preferred Additional : Credit Card lending experience a plus

Schedule (Full-Time/Part-Time) : Full-time

Job Type : Permanent

Industry Type : Operations

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