Neha Singh 
Vice President, Enterprise Business Intelligence Engineering

Khushboo Kumar 
Service Delivery Lead

Rohit Bairagi 
Lead Credit Specialist

Job Description : You Lead the Way. We've Got Your Back. At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we- re supporting our customers- financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what's possible - and we- re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day. Function Description: The CFR team helps drive profitable business growth by reducing the risk of fraud and maintaining our customers' confidence in the security of our products. It utilizes an array of tools and ever-evolving technology to detect and combat fraud, minimize the disruption of good spending and provide a world-class customer experience. The team leads efforts that leverage data and digital advancements to improve service and risk management as well as enable commerce and drive innovation. CFR is responsible for developing and monitoring statistical models for predicting individual and commercial' behaviors such as credit risk, fraud risk, spending and revolve. These models are used for key business decisions made across the customer life cycle to manage risk and accelerate profitable business growth. Underpinning our growth as a companies are the tools and capabilities that ensure we prudently take and manage risk in a viable way. Responsibilities: - Develop and enhance existing profitability-based risk management logic by leveraging best-in-class analytical techniques and data across Commercial Underwriting stages of the cardmember lifecycle for the US portfolio - Lead the analytics for driving billing, revenue growth, and profitability through diverse analytical projects spanning across Commercial Underwriting for the US portfolio - Enhance the economic logic, optimization of business rules to maximize through the Cycle returns for all business functions and improve marginal economics - Application of machine learning techniques to create efficiencies in the existing processes - Exploration of new Information sources to improve our risk discrimination and / or improve our economics over and above existing framework - Partner with other teams across the globe to develop System Capabilities and other logic(s) that will help in more optimal decision Critical Factors to success: Business Outcomes - Drive billing, revenue growth and profitability through advanced analytical techniques - Maximize business returns by institutionalizing efficient and accurate models. Leadership Outcomes : - Put enterprise thinking first, connect the role's agenda to enterprise priorities and balance the needs of customers, partners, colleagues &amp; shareholders. - Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings - Demonstrate learning agility, make decisions quickly and with the highest level of integrity - Lead with a digital mindset and deliver the world's best customer experiences every day Minimum Qualifications : Past experience: - 0-3 years relevant experience in Analytical Skills Preferred: SAS, SQL, R, Python programming Academic background: - Post Graduate Degree in Statistics/Mathematics/Economics/ Engineering/Management Functional / Technical Skills: - R, Python, Hive, Pyspark SAS, SQL Advanced Statistical Techniques : - Hands on programming and ability to design - Knowledge of platform: - Big Data - Cornerstone - Teradata - BlueLight Behavioral skills: Enterprise Leadership Behaviors - Set The Agenda: Define What Winning Looks Like, Put Enterprise Thinking First, Lead with an External Perspective - Bring Others With You: Build the Best Team, Seek &amp; Provide Coaching Feedback, Make Collaboration Essential - Do It The Right Way: Communicate Frequently, Candidly &amp; Clearly, Make Decisions Quickly &amp; Effectively, Live the Blue Box Values, Great Leadership Demands Courage American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. The apply button will redirect you to an external URL, please apply there as well.

Bangalore

Karnataka

American Express - Analyst - Risk Management II 

American Express - Analyst - Risk Management II  ,Job Description for American Express - Analyst - Risk Management II  in American Express in  Bangalore Karnataka for (0-3) years of experience. Apply Now!

Job Description for American Express - Analyst - Risk Management II  in American Express in  Bangalore Karnataka for (0-3) years of experience. Apply Now!