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28/07 Bhumika
Managing Partner at Kairos Consulting India

Views:2287 Applications:61 Rec. Actions:Recruiter Actions:51

Zonal Credit Manager - Auto Loan Group - Bank (10-13 yrs)

Mumbai/Pune Job Code: 241773

Company : Leading private Bank

Role : ZCM - Auto Loan group

Grade : Chief Manager

Location : Mumbai / Pune

Educational Qualification : CA or Post Graduate qualification (MBA Finance ) having experience in Private sector Banks in Auto lending business.

Experience : Minimum of 10-14 years of experience

Job Responsibilities :

- Appraising proposals for auto loan financing conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies

- Supervising, controlling delinquency and credit loss

- Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports

- Fulfilling the credit training needs of entire business team on a continued & timely basis

Requirement In depth knowledge of :

- Financial & Credit Risk analysis

- Risk (credit / investment, operational, others) identification and mitigation

- Banking products and procedures; Documentation

Skills required :

- Ability to understand economic / industry cycles

- Analysis of annual reports, Income tax returns and cash flow statements

- Excellent communication skills verbal, and written (including report writing)

- Problem solving attitude

- Team player

Team Management :

- Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process operations.

- Creating and sustaining a dynamic environment that fosters development opportunities and motivates high performance amongst team members.

- Nurturing, managing & imparting training to the team is also one of the core activities.

This job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.

Women-friendly workplace:

Maternity and Paternity Benefits

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