Yes Bank - Relationship Manager - Commercial Business Banking

We are looking out for experienced professionals in Commercial Business Banking for Relationship Manager's role.

- At YES BANK, we have institutionalized Commercial Banking (CB) dedicated to serve companies in the high octane middle market segment (100 Cr-500 Cr Turnover), offering entire suite of products that include Corporate finance, Working Capital, Trade and Payment services, Project advisory.

Brief Job Responsibilities :

Revenue Generation : Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets/targets from client relationship across all product groups

Relationship Management : Acquire new client relationships and grow & maintain high quality, profitable and broad based relationships with existing client base. Handle activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal

Credit Appraisal : Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

- Documentation & Compliance : To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners /OSD /Risk Management and other Relationship Management groups

- Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank

- In depth knowledge of India market for commercial banking

- Build knowledge of all the products being offered to customers

- Self Starter and self motivated

- Outstanding presentation, communication and interpersonal skills

- Technical and professional know-how